Introducing the TDS Calculator — Instant TDS for FY 2024-25

Working out how much TDS to deduct from a payment has always meant hunting through rate charts, checking threshold limits, and remembering whether the 20% PAN rule kicks in. The TDS Calculator on Tools.Town does all of that in a single step.

What it does

• Covers 14 TDS sections for FY 2024-25 — salary (192), dividends (194), bank interest (194A), lottery winnings (194B), contractor payments (194C), insurance commission (194D), commission and brokerage (194H), rent (194I), professional and technical fees (194J), cash withdrawals (194N), and more
• Applies the correct FY 2024-25 rate for the selected section automatically
• Enforces the Section 206AA rule: if you indicate the deductee has not provided a PAN, the tool applies 20% or the section rate, whichever is higher
• Checks the threshold limit for the section and alerts you if the payment falls below it (so no TDS is required)
• Adds surcharge where applicable and applies Health and Education Cess at 4% to give the final effective TDS amount
• Produces an instant breakdown table showing gross payment, TDS amount, cess, and net payment in one view

Try it

TDS Calculator is free and runs entirely in your browser — no login, no data stored, no installation.

For a deeper understanding of how TDS sections work, when each applies, and how TDS relates to advance tax and ITR filing, read the TDS guide.

Important: This tool is for estimation and reference only. Tax rates and rules can change via Finance Acts and CBDT circulars. Always verify with a qualified chartered accountant or tax professional before making official TDS deductions or filing returns.