Introducing the Lumpsum Calculator — See One-Time Investments Grow

A lumpsum invested once and left to compound can grow far more than most people expect — but “12% for 15 years” is hard to picture until you see the number. The new Lumpsum Calculator turns that abstract percentage into rupees in seconds.

What it does

• Maturity value — what your one-time investment becomes at the end of the term.
• Estimated returns and growth multiple — how much of the result is gain.
• Effective CAGR — the true annual rate, adjusted for compounding frequency.
• Year-by-year chart drawn inline, no library, fully in-browser.
• Adjustable compounding — annual, half-yearly, quarterly, or monthly.

Why it matters

Compounding is back-loaded: the later years do the heavy lifting because they multiply the largest base. Seeing that curve helps you set realistic goals and judge whether an expected return is worth the risk. To go deeper — and to weigh a lumpsum against a monthly SIP — read our guide to lumpsum vs SIP, then model the monthly approach with the SIP Calculator.

Free, and private

The Lumpsum Calculator is free and runs entirely in your browser — nothing you enter is uploaded or stored. A future Lumpsum Pro is planned for saved scenarios, fund comparison, and branded PDF reports, but the core calculator stays free forever.