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Capital Gains Calculator

Introducing the Capital Gains Calculator — LTCG & STCG in Seconds

Estimate capital gains tax on equity, mutual funds, and property using post-Budget-2024 India rules. Free, instant, and 100% in your browser.

Tools.Town Team 23 June 2026 3 min read

ℹ️ Informational only — not tax advice. Always confirm with a qualified chartered accountant before filing.

Whether a profit is taxed at 12.5% or 20%-plus comes down to two things: the asset and how long you held it. The new Capital Gains Calculator sorts both out and shows your estimated tax instantly.

What it does

  • Auto-classifies the gain as long-term or short-term from your buy and sell dates.
  • Right rate per asset: 12.5% LTCG, 20% equity STCG, slab-rate STCG for property/other.
  • Equity exemption built in: applies the ₹1.25 lakh annual LTCG exemption automatically.
  • Net after tax: deducts expenses and shows what you actually keep.
  • Private: every figure stays in your browser.

Why it matters

The July 2024 rules changed the maths — a flat 12.5% long-term rate, a higher equity exemption, a steeper 20% equity STCG, and no more indexation for most assets. Estimating the tax before you sell lets you time disposals across financial years and use your annual exemption instead of finding out at filing time.

Try it

Open the Capital Gains Calculator and run your next sale. To understand the rules behind the number — holding periods, the exemption, and what the estimate leaves out — read LTCG vs STCG in India: How Capital Gains Tax Works.

Frequently Asked Questions

Which rules does it use?
The post-Budget-2024 rules effective 23 July 2024: 12.5% LTCG, a ₹1.25 lakh equity exemption, 20% equity STCG, and slab-rate STCG for property and other assets.
Is it tax advice?
No. It is an educational estimate that ignores surcharge, cess, indexation, and reinvestment exemptions. Confirm with a chartered accountant before filing.

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