What this tool does
The Mutual Fund Returns Calculator projects what a mutual-fund investment will be worth — whether you invest a fixed amount every month (SIP) or a single lumpsum. It shows the maturity value, invested amount, estimated returns, absolute return, and effective CAGR, with a year-by-year growth chart.
How it works
For a SIP, each monthly contribution compounds at the expected monthly return until the end of the term. For a lumpsum, your one-time amount compounds at the annual return. The difference between maturity value and what you invested is your estimated return.
A note on accuracy
This is an informational estimate, not investment advice. It assumes a single constant return; real mutual-fund returns vary year to year and are never guaranteed. Use a realistic long-run average and treat the result as a planning guide.
Free vs Pro
The free calculator runs one scenario and stores nothing. A proposed Pro tier would add saved and comparable scenarios, step-up SIPs, inflation-adjusted values, a goal-solver, and a branded PDF report — while the core calculator stays free forever.
Privacy
Everything runs locally in your browser. Nothing you enter is uploaded, logged, or stored.