FD Calculator is now live on Tools.Town — a tool for calculating Fixed Deposit maturity amounts and interest earned, supporting all standard compounding frequencies, a senior citizen rate toggle, and optional TDS deduction.
Enter your principal, rate, and tenure — and see exactly what your FD will be worth at maturity.
What Does It Do?
Maturity Amount
Calculate the total value of your FD at maturity — principal plus total interest earned.
All Frequencies
Monthly, quarterly, half-yearly, and annual compounding — matches the terms of any bank or NBFC FD.
TDS & Comparison
See gross and post-TDS amounts side by side. Compare simple vs compound interest in one view.
Senior citizen FD rates are typically 0.25–0.50% higher. Toggle the senior citizen option to see the impact on your maturity amount.
How It Works
Enter details
Enter the principal amount, annual interest rate, tenure (months or years), and compounding frequency.
See the breakdown
Get the maturity amount, total interest earned, and a year-by-year growth table.
Apply TDS
Toggle TDS to see the post-deduction amount — useful for planning actual take-home returns.
Why We Built It
Fixed Deposits remain one of the most popular savings instruments in India. But calculating the exact maturity amount — especially with quarterly compounding and TDS — is not straightforward mental math. FD Calculator makes the math transparent, so you can compare offers from different banks and make informed decisions.
Try It Now
FD Calculator
Calculate Fixed Deposit maturity amount and interest earned. All compounding frequencies, senior citizen rates, and TDS support.
Also explore: PPF Calculator, Loan Calculator, and more in finance tools.
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Frequently Asked Questions
What compounding frequencies are supported?
Does it account for TDS deduction?
What's the difference between simple and compound interest for FDs?
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