PPF Calculator is now live on Tools.Town — a tool to calculate the maturity amount of a Public Provident Fund account, with a year-by-year balance breakdown, total interest earned, and support for custom annual contributions.
Plan your PPF investment and see exactly how much tax-free wealth you’ll accumulate at the end of the 15-year tenure.
What Does It Do?
Maturity Amount
Calculate the total PPF corpus at maturity — principal deposited plus compound interest earned over 15 years.
Year-by-Year
See your opening balance, annual deposit, interest earned, and closing balance for each of the 15 years.
Custom Deposits
Enter different deposit amounts for each year to model variable contribution scenarios.
PPF interest is compounded annually and is completely tax-free under Section 80C — making it one of the most tax-efficient long-term savings instruments in India.
How It Works
Set deposits
Enter a fixed annual deposit or switch to custom mode for year-by-year amounts. Max ₹1.5L/year.
Set rate
The current PPF rate is pre-filled. Adjust it to model conservative or optimistic rate scenarios.
See maturity
Get the total maturity corpus, total deposits, and total interest — plus the full year-by-year table.
Why We Built It
PPF is a 15-year commitment, and most investors deposit without fully understanding how their money grows. Seeing the compound growth year by year — and the large difference a higher annual deposit makes — changes how people approach the investment. This calculator makes that growth visible.
Try It Now
PPF Calculator
Calculate PPF maturity amount and year-by-year growth over 15 years. Custom deposits, adjustable interest rate.
Also explore: FD Calculator, Loan Calculator, and more finance tools.
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Frequently Asked Questions
What is the current PPF interest rate?
Can I model irregular contributions?
What is the PPF minimum and maximum deposit?
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